Fair Debt Collection Practices Act
Stop Abusive Debt Collection Practice
Are you feeling overwhelmed by abusive debt collectors?
Dealing with debt collectors can be exhausting but you have rights and options to stop abusive debt collection practices under the Fair Debt Collection Practices Act (FDCPA).
The Fair Debt Collection Practices Act provides consumers with certain safeguards against illegal and predatory actions by debt collectors. From 2014 to 2024, the Consumer Financial Protection Bureau received more than 525,000 complaints from consumers about debt collections.
Under the FDCPA, you have the right to refuse engagement with debt collectors when they fail to follow the legal guidelines.
What Is Covered By The Fair Debt Collection Practices Act (FDCPA)?
The Fair Debt Collection Practices Act was intended to eliminate illegal debt collection practices by debt collection agencies.
The FDCPA governs illegal collections practices such as:
- Harassment and abusive language
- Misrepresentation and false statements
- Failing to validate debt
- Improper contact methods
- Excessive phone calls
Contact Minndak Law Today
If you think your rights are being violated by a collections agency, you are entitled to justice. MinnDak Law can review your case and ensure your rights are not being violated. Call MinnDak Law at (701) 840-6993 or email us at info@minndaklaw.com.